Terms & Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you and FinanceEdu ("Company," "we," "us," or "our"), registered in South Africa (Registration: 42468794), regarding your access to and use of the slotmachinesdirectory.com website and our financial consulting courses and services.

By accessing or using our website and services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you must not access or use our services.

2. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete registration information
• Comply with all applicable laws and regulations

By using our services, you represent and warrant that you meet these eligibility requirements.

3. Account Registration

To access certain features of our services, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

We reserve the right to suspend or terminate accounts that violate these Terms or contain false information.

4. Courses and Services

4.1 Course Access

Upon successful payment, you will be granted access to purchased courses. Access includes:

• Lifetime access to course materials and content
• Course updates and improvements
• Downloadable resources and templates
• Community forum access (where applicable)
• Certificate of completion upon meeting course requirements

4.2 Course Content

All course materials, including videos, documents, quizzes, and resources, are for personal educational use only. You may not:

• Share, distribute, or sell course content
• Copy or reproduce materials for commercial purposes
• Remove watermarks or proprietary notices
• Upload content to public platforms or file-sharing services

4.3 Certification

Certificates are issued upon successful completion of course requirements. Certificates represent completion of our courses and do not constitute professional licenses or regulatory certifications unless explicitly stated.

5. Pricing and Payment

5.1 Course Prices

All prices are displayed in USD and are subject to change without notice. Current prices include:

• Advanced Investment Strategy Masterclass: $1,999
• Wealth Management Professional Certificate: $2,499
• Corporate Financial Advisory Program: $2,799
• Risk Management & Compliance Certification: $1,799
• Financial Planning Excellence Course: $1,599

5.2 Payment Processing

Payments are processed securely through third-party payment processors. By providing payment information, you authorize us to charge the applicable fees. You are responsible for all charges, including applicable taxes.

5.3 Payment Security

We do not store your complete payment card information. All payment data is handled by PCI DSS compliant payment processors.

6. Refund Policy

Please refer to our separate Refund Policy for detailed information about refunds, cancellations, and money-back guarantees.

7. Intellectual Property Rights

7.1 Our Content

All content on our website and in our courses, including text, graphics, logos, images, videos, software, and course materials, is the property of FinanceEdu and is protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use course materials for personal educational purposes only. This license does not include any right to:

• Resell or commercially exploit content
• Modify or create derivative works
• Use content for training or teaching others commercially
• Reverse engineer or decompile any software

7.3 Trademarks

FinanceEdu, our logo, and all related names, logos, and slogans are trademarks of our company. You may not use these marks without our prior written permission.

8. User Conduct

You agree not to:

• Violate any laws, regulations, or third-party rights
• Engage in fraudulent, deceptive, or misleading activities
• Harass, abuse, or harm other users or instructors
• Upload viruses, malware, or harmful code
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our services
• Use automated systems (bots, scrapers) without permission
• Impersonate others or misrepresent your affiliation

9. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Communications

By using our services, you consent to receive communications from us, including:

• Course-related emails and updates
• Account notifications and service announcements
• Marketing and promotional materials (with opt-out option)
• Customer support responses

11. Disclaimers

11.1 Educational Content

Our courses provide educational information and should not be construed as professional financial, legal, or investment advice. You should consult with appropriate professionals before making financial decisions.

11.2 No Guarantees

We do not guarantee specific results, career outcomes, or income levels from completing our courses. Your success depends on various factors including your effort, background, and market conditions.

11.3 Service Availability

We strive to maintain uninterrupted access to our services but do not guarantee that our website or courses will be available at all times, free from errors, or secure from unauthorized access.

11.4 Third-Party Content

Our courses may reference third-party resources or links. We are not responsible for the accuracy, content, or practices of external websites or services.

12. Limitation of Liability

To the fullest extent permitted by law, FinanceEdu and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising from:

• Your use or inability to use our services
• Unauthorized access to your account or data
• Errors, mistakes, or inaccuracies in content
• Technical failures or service interruptions
• Third-party conduct or content

Our total liability to you for all claims shall not exceed the amount you paid for the specific course or service giving rise to the claim.

13. Indemnification

You agree to indemnify, defend, and hold harmless FinanceEdu and its affiliates from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from:

• Your violation of these Terms
• Your use of our services
• Your violation of any third-party rights
• Your violation of applicable laws

14. Modification of Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the modified Terms.

15. Modification of Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We shall not be liable for any modification, suspension, or discontinuation of services.

16. Termination

16.1 By You

You may terminate your account at any time by contacting us. Upon termination, you will lose access to courses and services, subject to our Refund Policy.

16.2 By Us

We may suspend or terminate your account and access to our services immediately, without notice, for:

• Violation of these Terms
• Fraudulent or illegal activities
• Harmful conduct toward others
• Extended periods of inactivity
• Any reason at our sole discretion

16.3 Effects of Termination

Upon termination, your right to access and use our services immediately ceases. Provisions regarding intellectual property, disclaimers, limitation of liability, and dispute resolution survive termination.

17. Dispute Resolution

17.1 Informal Resolution

If you have a dispute with us, please contact us first at [email protected] to attempt informal resolution.

17.2 Governing Law

These Terms are governed by and construed in accordance with the laws of South Africa, without regard to conflict of law principles.

17.3 Jurisdiction

Any disputes arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts located in South Africa.

18. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

19. Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.

20. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and FinanceEdu regarding our services and supersede all prior agreements and understandings.

21. Contact Information

For questions or concerns about these Terms, please contact us:

22. Acknowledgment

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.